\begin{tabular}{lrrrrrrrrrrrrrrrr}
\toprule
                                                                      &                                                                                                                                                 \multicolumn{16}{c}{Utilities}                                                                                                                                                 \\ 
\cmidrule(lr){2-17} 
                                                                      &               (1) &               (2) &               (3) &               (4) &               (5) &                (6) &               (7) &               (8) &               (9) &              (10) &              (11) &              (12) &              (13) &              (14) &              (15) &              (16) \\ 
\midrule
(Intercept)                                                           & 78.017*** (0.000) & 75.706*** (0.000) & 86.347*** (0.000) & 78.135*** (0.000) & 83.610*** (0.000) &  83.246*** (0.000) & 76.735*** (0.000) & 73.581*** (0.000) & 74.046*** (0.000) & 77.447*** (0.000) & 72.769*** (0.000) & 73.179*** (0.000) & 75.420*** (0.000) & 72.200*** (0.000) & 74.178*** (0.000) & 76.191*** (0.000) \\ 
Age (Q66.2)                                                           &    -0.050 (0.127) &    -0.027 (0.420) &    -0.013 (0.695) &    -0.030 (0.406) &    -0.056 (0.090) &     -0.015 (0.647) &    -0.037 (0.270) &    -0.015 (0.673) &    -0.013 (0.697) &    -0.051 (0.122) &    -0.023 (0.498) &    -0.015 (0.673) &    -0.028 (0.408) &     0.003 (0.933) &    -0.015 (0.666) &    -0.031 (0.356) \\ 
Other Gender/Gender not specified (Q66.3)                             &     5.319 (0.297) &     4.080 (0.421) &     3.873 (0.444) &     5.152 (0.312) &     4.116 (0.419) &      3.929 (0.438) &     4.627 (0.363) &     4.401 (0.387) &     4.369 (0.390) &     4.060 (0.425) &     3.858 (0.447) &     4.425 (0.384) &     3.796 (0.455) &     5.515 (0.275) &     4.409 (0.386) &     5.281 (0.298) \\ 
Gender (Q66.3): Male                                                  &    -1.647 (0.114) &    -1.782 (0.086) &    -1.641 (0.113) &    -1.711 (0.101) &    -1.530 (0.142) &     -1.688 (0.104) &    -1.663 (0.110) &    -1.158 (0.270) &    -1.108 (0.291) &    -1.499 (0.150) &    -1.468 (0.158) &    -1.265 (0.227) &    -1.786 (0.086) &    -1.306 (0.208) &    -1.264 (0.227) &    -1.550 (0.136) \\ 
Unsatisfied with Income (Q66.11 in 1,2,3)                             &                   &  6.791*** (0.000) &                   &                   &                   &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Life Ladder (Q66.12)                                                  &                   &                   & -1.918*** (0.000) &                   &                   &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Owner Occupier, inc. with a Mortgage (Q66.8=yes): Yes                 &                   &                   &                   &    -1.634 (0.166) &                   &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
General Health (Q66.13): Fair                                         &                   &                   &                   &                   &    -4.201 (0.053) &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
General Health (Q66.13): Good                                         &                   &                   &                   &                   &  -6.621** (0.001) &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
General Health (Q66.13): Very bad                                     &                   &                   &                   &                   &     4.382 (0.406) &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
General Health (Q66.13): Very good                                    &                   &                   &                   &                   &  -6.512** (0.005) &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Satsified with Income (Q66.11): 2. Mostly dissatisfied                &                   &                   &                   &                   &                   &     -1.955 (0.431) &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Satsified with Income (Q66.11): 3. Somewhat dissatisfied              &                   &                   &                   &                   &                   &   -6.678** (0.003) &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Satsified with Income (Q66.11): 4. Neither satisfied nor dissatisfied &                   &                   &                   &                   &                   & -10.108*** (0.000) &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Satsified with Income (Q66.11): 5. Somewhat satisfied                 &                   &                   &                   &                   &                   &   -6.759** (0.003) &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Satsified with Income (Q66.11): 6. Mostly satisfied                   &                   &                   &                   &                   &                   & -10.044*** (0.000) &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Satsified with Income (Q66.11): 7. Completely satisfied               &                   &                   &                   &                   &                   &    -8.095* (0.019) &                   &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Not Managing Well Financially (Q66.10 in 4,5)                         &                   &                   &                   &                   &                   &                    &   4.258** (0.003) &                   &                   &                   &                   &                   &                   &                   &                   &                   \\ 
Square Root of PHQ-8 Personal Health Questionnaire Depression Scale   &                   &                   &                   &                   &                   &                    &                   &  1.486*** (0.000) &                   &                   &                   &                   &                   &                   &                   &                   \\ 
PHQ-8 Personal Health Questionnaire Depression Scale                  &                   &                   &                   &                   &                   &                    &                   &                   &  0.434*** (0.000) &                   &                   &                   &                   &                   &                   &                   \\ 
In Poor Health (Q66.13 is 'Bad' or 'Very Bad')                        &                   &                   &                   &                   &                   &                    &                   &                   &                   &  6.480*** (0.001) &                   &                   &                   &                   &                   &                   \\ 
Managing Finacially (Q66.10): 2.	Doing alright                         &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &     2.043 (0.215) &                   &                   &                   &                   &                   \\ 
Managing Finacially (Q66.10): 3.	Just about getting by                 &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &  5.876*** (0.001) &                   &                   &                   &                   &                   \\ 
Managing Finacially (Q66.10): 4.	Finding it quite difficult            &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &    5.509* (0.010) &                   &                   &                   &                   &                   \\ 
Managing Finacially (Q66.10): 5. Finding it very difficult            &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   & 12.355*** (0.000) &                   &                   &                   &                   &                   \\ 
Square Root of GAD-7 Generalized Anxiety Disorder 7                   &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &                   &  1.548*** (0.000) &                   &                   &                   &                   \\ 
Low Life Satisfaction (Q66.12 - Life Ladder in 1..4)                  &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &                   &                   &  4.788*** (0.000) &                   &                   &                   \\ 
Risk Of Destitution (Q66.9_1)                                         &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &                   &                   &                   &  0.115*** (0.000) &                   &                   \\ 
GAD-7 Generalized Anxiety Disorder 7                                  &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &                   &                   &                   &                   &  0.381*** (0.000) &                   \\ 
At Risk Of Destitution (Q66.9_1 is 70 and over)                       &                   &                   &                   &                   &                   &                    &                   &                   &                   &                   &                   &                   &                   &                   &                   &  7.415*** (0.000) \\ 
\midrule
$N$                                                                   &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 &              1,988 &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 &             1,988 \\ 
$R^2$                                                                 &             0.003 &             0.016 &             0.020 &             0.004 &             0.012 &              0.020 &             0.008 &             0.009 &             0.011 &             0.009 &             0.018 &             0.009 &             0.013 &             0.020 &             0.010 &             0.014 \\ 
\bottomrule
\end{tabular}
